Kazuma
85 lines
3.1 KiB
JavaScript
85 lines
3.1 KiB
JavaScript
/**
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* bin/finance.js — Personal Finance CLI
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*
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* Fetches your accounts from SimpleFIN, screens your portfolio holdings,
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* and saves a finance-report.html with:
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* 1. Net worth + account overview (SimpleFIN)
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* 2. Portfolio hold/sell/add advice (screener + crypto prices)
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* 3. Spending breakdown (SimpleFIN)
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*
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* Usage:
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* npm run finance
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*/
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import 'dotenv/config';
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import { readFileSync, existsSync } from 'fs';
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import { SimpleFINClient, saveAccessUrlToEnv } from '../server/finance/clients/SimpleFINClient.js';
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import { PersonalFinanceAnalyzer } from '../server/finance/PersonalFinanceAnalyzer.js';
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import { PortfolioAdvisor } from '../server/finance/PortfolioAdvisor.js';
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import { ScreenerEngine } from '../server/screener/ScreenerEngine.js';
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import { FinanceReporter } from '../server/reporters/FinanceReporter.js';
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const PORTFOLIO_PATH = './portfolio.json';
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async function main() {
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// ── 1. Load portfolio
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if (!existsSync(PORTFOLIO_PATH)) {
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throw new Error('portfolio.json not found — edit it with your holdings and re-run.');
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}
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const { holdings } = JSON.parse(readFileSync(PORTFOLIO_PATH, 'utf8'));
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const byType = holdings.reduce((acc, h) => {
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const t = h.type ?? 'stock';
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acc[t] = (acc[t] ?? 0) + 1;
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return acc;
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}, {});
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console.log(
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`📋 Portfolio: ${holdings.length} positions — ${Object.entries(byType)
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.map(([t, n]) => `${n} ${t}`)
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.join(', ')}\n`,
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);
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// ── 2. SimpleFIN accounts (optional)
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let personalFinance = null;
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if (process.env.SIMPLEFIN_ACCESS_URL || process.env.SIMPLEFIN_SETUP_TOKEN) {
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try {
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process.stdout.write('💰 Fetching SimpleFIN accounts...');
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const client = new SimpleFINClient({ onAccessUrlClaimed: saveAccessUrlToEnv });
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await client.init();
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const { accounts } = await client.getAccounts();
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personalFinance = new PersonalFinanceAnalyzer().analyse(accounts);
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process.stdout.write(` ${accounts.length} accounts loaded\n`);
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} catch (err) {
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process.stdout.write(` skipped — ${err.message}\n`);
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}
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} else {
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console.log('ℹ Add SIMPLEFIN_SETUP_TOKEN to .env for account balances & spending data\n');
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}
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// ── 3. Screen stocks & ETFs
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const screenableTickers = holdings
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.filter((h) => (h.type ?? 'stock') !== 'crypto')
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.map((h) => h.ticker.toUpperCase());
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let results = { STOCK: [], ETF: [], BOND: [], ERROR: [], marketContext: {} };
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if (screenableTickers.length > 0) {
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process.stdout.write(`📊 Screening ${screenableTickers.length} stock/ETF positions...`);
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results = await new ScreenerEngine().screenTickers(screenableTickers);
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process.stdout.write(' done\n');
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}
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// ── 4. Portfolio advice + crypto prices
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process.stdout.write('💡 Generating portfolio advice...');
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const advice = await new PortfolioAdvisor().advise(holdings, results);
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process.stdout.write(' done\n');
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// ── 5. Report
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const reportPath = new FinanceReporter().generate(advice, personalFinance, results.marketContext);
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console.log(`\n✅ Finance report: ${reportPath}\n`);
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}
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main().catch((err) => {
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console.error('Failed:', err.message);
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process.exit(1);
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});
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